By signing up on this site you agree to our terms and conditions of service.
(Proprietors of the Pettysave mobile application and website) RC1522247 (the “Company” or “We” or “Our” or
“Us”) and every natural person or entity ("you”“user”) accessing, using or visiting the Pettysave website
(the “Site”) or Pettysave mobile application (the “App”) or registering for our services via any other means
with or without a Pettysave account (collectively referred to as the/our “Platform”). These terms, alongside
all further terms/policies expressly incorporated by reference shall govern your access and use of the
“Third Party” refers to any person other than Pettysave.
“Person” refers to an individual, sole proprietorship, partnership, joint venture, limited liability
company, limited liability partnership, trust, estate, unincorporated organization, association,
corporation, institution, or other entity.
“Affiliate” means, with respect to any Person (as defined above), any other Person which directly or
indirectly through one or more intermediaries’ controls, is controlled by, or is under common control with,
“User Content" means any and all information and content that a user submits to the Platform.
3. Acceptance of Terms
By clicking “I agree” (or a similar checkbox or button), or accessing or using the Services, or by opening
an account with the Platform, you indicate your acceptance and subsequent agreement to be bound by the
following terms, and any other conditions or policies issued by us from time to time which are deemed
incorporated into these Terms. If you are accepting these terms on behalf of a company, organization,
government, or other legal entity, you represent and warrant that you are authorized to do. Please read
acceptance as mentioned above. Your access to and use of our services is conditioned on your acceptance of
and compliance with these terms, conditions and policies. If you do not wish to be bound these (or any
updates to or modified versions thereof), you should discontinue use of the website and/or app immediately.
To use the services provided on the Platform, you must be at least 18 years of age. By agreeing to these
terms, you warrant that you are 18 years of age and are fully able and competent to enter into, and abide
by, the contract created by these Terms.
In order to access the services offered on the Platform you shall be required to open an account and set up
a profile by choosing a username and password and provide other important information including but not
limited to your Bank Verification Number (“BVN”),email address, and certain information about your
financial situation and risk preferences (collectively, “Client Information” ). We reserve the right
to restrict certain areas of information on the Platform to such registered users.
You warrant that all information provided to us on the platform is accurate and we may rely on it. If any of
the information you have given to us changes before, we accept your registration, you must notify us
immediately. If any of the information you have given to us is inaccurate and we are damaged (harmed) as a
result, you undertake to indemnify us accordingly.
You shall maintain and promptly update your Client Information to keep it true, accurate, current and
complete. If you provide any information that is untrue, inaccurate, not current or incomplete, or we have
reasonable grounds to suspect such, we reserve the right to terminate your account and refuse any and all
current or future use of the Platform by you.
Our Privacy Policies incorporated herein by this reference sets out measures put in place to protect your
Information and your privacy in relation to your use of our Platform. You shall be responsible however, for
maintaining the confidentiality of your username and password. Please notify us immediately of any
unauthorized use of your username, password, or account. We will not be responsible for any losses arising
out of the unauthorized use of your account and you agree to indemnify and hold harmless the Company and its
managing members, officers, equity holders, employees, partners, parents, subsidiaries, agents, affiliates,
and licensors (collectively, "Affiliates"), as applicable, for any improper, unauthorized or illegal uses of
your account and as otherwise set forth in these Terms.
We shall impose all registrations to statutorily prescribed “Know Your Customer” procedures.
6. Use of Electronic Notices
By providing Company with your e-mail address, you agree to receive all required notices electronically in
that e-mail address to the extent permissible by law. If you become aware of any unauthorized use of your
contact information, please contact us.
7. Use of Electronic Signatures
By registering for services provided on the Platform, you warrant that you are aware and subsequently
consent that electronic signatures and electronic documents will be used instead of paper documents. You
agree and are giving consent to electronic delivery of all communications which includes, but is not limited
to, all current and future account statements, investment/trade confirmations, notices, disclosures,
regulatory communications (including prospectuses, proxy solicitations and privacy notices) and other
information, documents, data and records regarding your account. Your consent will be effective immediately
and will remain in effect until it is revoked.
You hereby consent and authorize us to debit your bank account, authorize us or any of our duly authorized
agent or partner to debit your designated salary account, or any other bank account linked to your Bank
Verification Number (BVN), for the purpose of providing you with the services rendered on or through our
platform, payments for services rendered or to fulfil financial obligations delegated to us by your actions
on the mobile or web application.
In addition, you hereby authorize us to receive, use and share data/information collected from your
transaction with other affiliated third parties.
9. Lawful Use
We grant you a non-assignable, non-exclusive and revocable license to use the Platform in order to access
services provided therein in the manner permitted by these Terms.
You agree not to use the Platform in any manner;
that violates any third-party right or any intellectual property or proprietary right;
that is unlawful, harassing, abusive, tortious, threatening, harmful, invasive of another’s privacy,
vulgar, defamatory, false, intentionally misleading, trade libellous, pornographic, obscene, patently
offensive, promotes racism, bigotry, hatred, or physical harm of any kind against any group or individual;
that is harmful to minors in any way; or
that is in violation of any law, regulation, or obligations or restrictions imposed by any third party.
In addition, you agree not to:
upload, transmit, or distribute to or through the Platform any software intended to damage or alter a
computer system or data;
send through the Platform unsolicited or unauthorized advertising, promotional materials, junk mail, spam,
chain letters, pyramid schemes, or any other form of duplicative or unsolicited messages;
use the Platform to harvest, collect, gather or assemble information or data regarding other users without
interfere with, disrupt, or create an undue burden on servers or networks connected to the platform, or
violate the regulations, policies or procedures of such networks;
attempt to gain unauthorized access to the Platform, whether through password mining or any other means;
harass or interfere with any other user’s use and enjoyment of the Platform; or
use software or automated agents or scripts to produce multiple accounts on the Platform, or to generate
automated searches, requests, or queries to the Platform.
We reserve the right to review any user content, and to investigate and/or take appropriate action against
you in our sole discretion if you violate the user conduct or any other provision of these Terms or
otherwise create liability for us or any other person. Such action may include removing or modifying your
User Content, terminating your account, and/or reporting you to law enforcement authorities.
10. Investment Recommendations and Advice
Unless otherwise expressly stated to the contrary, no product, service or information provided on the
Platform shall be deemed to include any form of financial or investment advice. Information provided does
not take into account your particular investment objectives, financial situation or investment needs.
You undertake to assess at all times whether the product, service or information is appropriate to your
particular investment objectives, financial situation and investment needs. We advise that you make this
assessment yourself or seek the assistance of any adviser before making any decisions on any such product.
Unless otherwise stated to the contrary, we make no representations or guarantees of any particular rate or
return, the performance of any investment or the repayment of capital from any investment. Investment is
subject to investment and other business risks.
11. Offer of Donations
We may offer services that enable a donation receiving entities
(“donees”) accept donations for charitable purposes through the Platform from you (“donors”). Every
donation shall be voluntary and subject to limitations imposed by law and other policies as we may impose.
All donations shall;
Be carried-out on your Pettysave account as a user or through a donation account on the platform.
Attract a transaction fee, statutory processing fees and applicable taxes.
We do not guarantee the accuracy of the information provided by Donees, nor do we represent that the
Donations will be used in accordance with any fundraising purposes disclosed. Notwithstanding the foregoing,
we shall ensure that the Donation platform is administered in compliance with the relevant laws and
You agree to indemnify us from any claim or demand made by any thirdparty due to or arising out of (a) your
use of the Platform, (b) your violation of these Terms,(c) your violation of applicable laws or regulation.
We reserve the right to assume the defense and control of any matter for which you are required to indemnify
us, and you agree to cooperate with our defense of these claims.
We may terminate your access to the platform at any time, subject to the maturity of all plans. We may also
terminate or suspend your access to the Platform, at any time for any reason subject to the requirements of
We may terminate your account if there has been no debit or credit on your Account for twelve (12)
You may request termination of your User Account as well at any time without further cause by sending an
subject to the settlement of all outstanding transactions.
If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or
eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and
effect. The failure of either party to exercise in any respect any right provided for herein shall not be
deemed a waiver of any further rights hereunder.
The Platform is provided on an "as-is" and "as available" basis. The Company and our suppliers expressly
disclaim any and all warranties and conditions of any kind, whether express, implied, or statutory,
including all warranties or conditions of merchantability, fitness for a particular purpose, title, quiet
enjoyment, accuracy, or non-infringement. We and our suppliers make no guarantee that the Platform will meet
your requirements, will be available on an uninterrupted, timely, secure, or error-free basis, or will be
accurate, reliable, free of viruses or other harmful code, complete, legal, or safe.
16. Limitation on Liability
To the maximum extent permitted by law, in no event shall we or our suppliers be liable to you or any
third-party for any lost profits, lost data, costs of procurement of substitute products, or any indirect,
consequential, exemplary, incidental, special or punitive damages arising from or relating to these terms or
your use of, or incapability to use the platform.
17. Improvement & Modifications
We will make reasonable efforts to keep the platform operational. However, certain technical difficulties or
maintenance may, from time to time, result in temporary interruptions. We reserve the right, periodically
and at any time, to modify or discontinue, temporarily or permanently, functions and features of the
platform, with or without notice, all without liability to you for any interruption, modification, or
discontinuation of the platform or any function or feature thereof. You understand and agree that we have no
obligation to maintain, support, upgrade, or update the Service, or to provide all or any specific content
through the Service.
18. Intellectual Property Rights
The contents of the Platform, including, without limitation, its “look and feel” (e.g., text, graphics,
images, logos and button icons), photographs, editorial content, notices, software (including, without
limitation, html-based computer programs), trademarks, trade names and/or service marks, and all materials
incorporated herein are protected under intellectual property laws. The contents of the Platform belong or
are licensed to Pettysave or its software or content suppliers. You may download or print a copy of
information provided on the Platform for your personal, internal and noncommercial use only. Any
distribution, reprint or electronic reproduction of any content from the Pettysave Platform in whole or in
part for any other purpose is expressly prohibited without our prior written consent.
Unless restricted by applicable laws, you agree that any and all personal data relating to you collected by
the Pettysave from its platforms may from time to time be used and disclosed for such purposes and to such
20. Anti-Money Laundering, Governing Laws and Dispute Resolution
You agree that these Terms shall be governed by and interpreted in accordance with the laws of the Federal
Republic of Nigeria. Any legal action or proceeding arising under, concerning or relating to these Terms, or
by reason of the fact of your use of the Platform, shall be within the nonexclusive jurisdiction of the
courts of the Federal Republic of Nigeria. All claims and disputes arising from these Terms must be
litigated on an individual basis and not on a class basis, and claims of more than one customer or user
cannot be litigated jointly or consolidated with those of any other customer or user.
21. Changes to these Terms and Conditions
limitation) for commercial reasons, to comply with law or regulations, to comply with instructions, guidance
or recommendations from a regulatory body or for customer service reasons.
of the Website or on the appropriate page on the App, and the date on which they will come into force in
accordance shall also be indicated.
Where we wish to make substantial changes to these Terms, so, you are advised to review it through the Terms
of Use link on the Website on a regular basis.
Please send an email to
email@example.com for any questions
you may have.